SafetyWing has become the go-to travel insurance for digital nomads and long-term travelers since launching in 2018. Built by nomads for nomads, its subscription-based model lets you start, stop, and continue coverage on your own schedule â a refreshing departure from the rigid policies offered by traditional insurers.
The flagship Nomad Insurance plan starts at just $42/month for travelers under 39, making it one of the most affordable options on the market. Coverage renews automatically every 28 days, and you can even purchase it after you've already left home â a feature most competitors don't allow. The policy covers emergency medical, hospitalization, and evacuation up to $250,000, which is sufficient for most travel scenarios.
Where SafetyWing falls short is trip protection: there's no cancellation, delay, or lost luggage coverage, and the US coverage window is limited to 30 days per 90-day period. For pure medical protection on a tight budget, however, SafetyWing remains unmatched in value.
| Category | Score |
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| Coverage | â â â ââ |
| Price | â â â â â |
| Claims Process | â â â ââ |
| Customer Service | â â â â â |
| Flexibility | â â â â â |
| Overall | 4.0/5 |
Our reviews compare coverage details, claims processes, and real traveler experiences â not just prices.
| Plan | Monthly Price | Medical Coverage | Highlights |
|---|---|---|---|
| Nomad Insurance (Under 39) | $42.00 | $250,000 | Emergency medical and hospitalization, Medical evacuation, COVID-19 covered, 28-day auto-renewing subscription |
| Nomad Insurance (40â49) | $60.00 | $250,000 | Same coverage as base plan, Slight premium increase for age band, US coverage up to 30 days per 90-day period |
| Nomad Insurance (50â69) | $84.00 | $250,000 | Full medical coverage, Emergency dental up to $1,000, Physical therapy up to $50/day |
See current prices and coverage options.
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