Travel Insurance — Complete Guide
Country guides, provider reviews, coverage types, and tips to make sure you're properly covered.
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Country guides, provider reviews, coverage types, and tips to make sure you're properly covered.
Get Insurance QuotesDo you need travel insurance for Europe? If you're a non-EU citizen, the answer is almost always yes. A single emergency room visit in Switzerland can cost $5,000+, and medical evacuation runs $50,000-100,000. Even EU citizens with EHIC cards should consider supplemental coverage — EHIC doesn't cover trip cancellation, lost luggage, or repatriation.
Schengen visa applicants are required to carry travel insurance with minimum €30,000 medical coverage. But even if you're visa-exempt, the math is simple: $40 for a two-week policy vs. the risk of a $10,000+ medical bill. Look for policies that cover medical emergencies, trip cancellation, baggage loss, and emergency evacuation.
Credit card travel insurance (from premium cards like Chase Sapphire or Amex Platinum) can work for short trips, but check the fine print — many exclude pre-existing conditions, adventure sports, and rental car damage. Our provider reviews compare the top options side by side, and our country guides detail healthcare systems and common claims for each destination.
Healthcare systems, coverage requirements, and common claims for each destination.
Detailed reviews with plans, pricing, and scores.
Find the right type of coverage for your trip.
