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IMG Global (iTravelInsured) Travel Insurance Review

Our Testing Methodology
TypeMedical Only
Price Range$35–$95/month
Overall Score3.6/5
Best ForExpats, Long-term travelers, International students, Missionaries and volunteers

IMG Global, operating primarily under the iTravelInsured brand for leisure travelers and GlobeHopper for expats, is one of the most established names in international medical insurance. Founded in 1990, IMG has built an extensive global provider network that makes it a natural fit for expats, long-term travelers, and international students who need genuine health coverage rather than short-trip protection.

The GlobeHopper Senior and iTravelInsured SE plans are particularly well-regarded for their high medical limits — up to $5,000,000 on the top tier — and for including emergency evacuation, repatriation, and even accidental death benefits. Unlike many travel insurers, IMG's expat-focused plans can include routine medical care, dental, and vision on the higher tiers, bridging the gap between travel insurance and full health coverage.

The trade-off is that IMG's products are purely medical and health-focused; there is no trip cancellation, delay, or baggage coverage. Travelers who want bundled trip protection need to look elsewhere or stack a separate policy. For anyone living abroad or traveling for more than 60 days, however, IMG's medical-only focus is often exactly what's needed.

Scores

CategoryScore
Coverage★★★★★
Price★★★★☆
Claims Process★★★☆☆
Customer Service★★★☆☆
Flexibility★★★☆☆
Overall3.6/5
â„šī¸ Good to Know

Our reviews compare coverage details, claims processes, and real traveler experiences — not just prices.

Pros

  • Purpose-built for expats and long-term international residents
  • High medical coverage up to $5,000,000 on top-tier plans
  • Covers home country visits for limited periods
  • Comprehensive international health network
  • Maternity and mental health coverage on higher plans

Cons

  • No trip cancellation or interruption coverage
  • Pre-existing conditions typically excluded or require underwriting
  • Can be complex to understand plan differences
  • Claims process is slower than some competitors
  • Not suitable for short leisure trips

IMG Global (iTravelInsured) Plans

PlanMonthly PriceMedical CoverageHighlights
iTravelInsured SE $35–$55 $500,000 Emergency medical and hospitalization, Emergency evacuation, Accidental death and dismemberment, Daily in-hospital benefit
GlobeHopper Plus $60–$80 $1,000,000 Worldwide medical coverage, Emergency dental up to $2,500, Physical and mental health care, Home country coverage up to 30 days
GlobeHopper Premier $80–$95 $5,000,000 Maximum medical limits, Maternity coverage (10-month waiting period), Vision and routine dental, Prescription drug coverage

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