Third-party car rental insurance can save you hundreds compared to counter CDW, but not all providers are equal. RentalCover and iCarhireinsurance are the two biggest names in standalone rental car coverage. We compare their policies side by side — looking at what's actually covered, how claims work, pricing across Europe, and which one leaves you better protected when something goes wrong on the road.
Comparison Table
Provider
Coverage Scope
Price
Claims Speed
Customer Support
Policy Flexibility
RentalCover
★★★★★
★★★☆☆
★★★★☆
★★★★☆
★★★★☆
iCarhireinsurance
★★★★☆
★★★★★
★★★☆☆
★★★☆☆
★★★★★
ℹ️ Good to Know
Scores are based on our hands-on testing, user reviews, and price monitoring across multiple European countries.
Both providers are legitimate money-savers compared to counter CDW, but they serve different travelers. RentalCover is the better choice for one-off rentals where you want the most comprehensive coverage and faster claims resolution. iCarhireinsurance wins on value for frequent renters — their annual policy pays for itself after just two rentals. If you rent a car in Europe more than twice a year, go with iCarhireinsurance's annual plan. For a single vacation rental, RentalCover's per-trip policy and faster claims make it worth the small premium.
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BestTravelScout Editorial Team
Our editorial team researches and tests travel products hands-on, comparing prices and policies across dozens of providers to bring you honest, data-backed recommendations.